Oobit Introduces Agent Cards, Giving AI Systems Controlled, Programmable Spending Power

Oobit, a crypto payments platform backed by Tether, has launched Agent Cards, dedicated virtual Visa cards built specifically for AI agents. The product fills a critical gap in agentic operations: AI agents now handle marketing automation, cloud procurement, and ad buying across enterprises, yet no purpose-built payment infrastructure exists to give them controlled spending power.

Most companies either share a corporate card and lose oversight or route every transaction through a human, eliminating the efficiency that automation promises. The timing reflects a broader shift in enterprise technology.

McKinsey’s 2025 State of AI survey found that 23% of organizations are already scaling agentic systems, while another 39% remain in the experimental phase.

As adoption grows, so does the need for payment infrastructure that keeps pace. Analysts project agentic AI will influence more than $1.5 trillion in U.S. B2C e-commerce revenue by 2030.

Against that backdrop, Oobit’s Agent Cards enable businesses to issue a dedicated virtual Visa card to each AI agent, funded directly from a USDT stablecoin treasury, with no fiat conversion required.

Each AI agent gets its own dedicated virtual Visa card through Oobit, funded directly from a company’s USDT treasury. No fiat conversion needed.

Spend policies are configured at setup and enforced server-side, meaning agents cannot override them. Every transaction, approved or declined, generates a real-time, human-readable log, which eliminates manual approval queues.

“The honest take is that the online world isn’t ready for AI agents to complete complex tasks and pay on behalf of a business or person. Agent Cards is the first move toward giving autonomous financial operations real autonomy, without losing control. Over time, as e-commerce becomes ready for the new economy, agents will operate fully on their own. We’re building to support that moment.”
— Amram Adar, CEO, Oobit.

Three control mechanisms anchor the product. Each agent receives its own card, keeping audit trails clean and preventing shared card exposure. Category-level controls restrict each agent to merchant types relevant to its role.

Hard transaction caps, enforced server-side, apply per transaction and per merchant with no override path. Businesses can activate Agent Cards through a five-step setup process that takes under three minutes.

Oobit already operates across 150 million merchants in over 100 countries. Tether backs the platform, and with over $140 billion in stablecoin circulation, that backing carries real weight in the crypto-native ecosystem.

Agent Cards currently target two primary use cases: payment-processing integration, which connects agents to platforms like Stripe for subscription billing and vendor payouts, and automated expense reporting, which gives finance teams a structured, real-time log across all active agents.

The product launches into an increasingly competitive market for agentic payments infrastructure. Mastercard recently announced Agent Pay, a program that uses tokenized payment credentials to let AI agents transact on behalf of consumers and businesses within existing network security perimeters.

Oobit’s distinction is its exclusive focus on stablecoin-native businesses. No comparable agent card product currently targets companies whose treasuries sit in digital assets.